How to compare international money-transfer costs
Compare the exchange rate, fee, sender total and recipient amount on one fair basis.
Helpful money-transfer guides
Exchange rates, explained clearly.
Understand rates, margins and the amount that arrives.
6 practical guides
Exchange rates
Written for people sending real money—not for industry insiders.
How international money-transfer exchange rates work
A plain-English guide to mid-market rates, provider rates, spreads and what your recipient actually gets.
Mid-market rate vs money-transfer customer rate
Understand the benchmark, the retail quote and the gap that may form part of a provider's price.
Rate locks and quote expiry explained
Learn when a displayed exchange rate becomes binding and what happens if funding arrives late.
How often do money-transfer exchange rates change?
Why customer quotes move, which changes come from markets and which come from transfer settings.
Is there a best day or time to send money abroad?
Use historical volatility without pretending it can predict the best future exchange rate.