How we compare

We start with what arrives.

We compare the complete transfer—not just the advertised rate—and never let a paid relationship decide the winner.

01

Match like with like

Use the same route, amount, way of paying and delivery method.

02

Work out what arrives

Take off required fees and add any offer you can actually use.

03

Put the best result first

Order providers by how much the recipient gets.

04

Show you why

Keep the rate, fee, speed, offer rules and check time easy to see.

How results are ordered

What arrives matters most.

What never changes the order

Money from providers stays out of the ranking.

×

Affiliate commission

What a provider may pay us is never part of the calculation.

×

Brand popularity

A famous provider does not move above a better recipient amount.

×

Advertising spend

Sponsored visibility cannot be disguised as a naturally better result.

Common questions

The details that affect your result

Can an affiliate partner pay to rank first?

No. Rankings are calculated from quote outcomes. Commercial relationships are disclosed but excluded from the ranking formula.

Why is recipient amount ranked above exchange rate?

Because fees and promotional conditions can make a higher advertised rate deliver less money.

How are promotions handled?

Offers are stored separately from standard quotes and only applied when the eligibility and monetary benefit can be calculated.

What happens when rates are stale?

The result is labelled as stale or unavailable and should not be presented as a current confirmed quote.

See the method in action

Compare one transfer fairly.

Use the same route and amount across every provider, with welcome offers clearly separated.

Compare rates ↗